MORTGAGE APPLICATIONS SPIKE Mortgage applications soared the week of January 10th by 30% over the previous week. With interest rates in a free fall due to ec...

HOME AFFORDABILITY UNDER STRAIN Home prices continue to post gains at near record levels, putting strain on affordability. In November, home sale prices incr...

U.S. DEBT HITS NEW RECORD Consumer debt also hits all-time high of $4.1 Trillion as did mortgage debt, surging to a new high of $9.5 Trillion. As with most i...

NOVEMBER 2019 INDUSTRY INSIDERS - RECESSION IS REAL Economists are not the only ones warning of the possibility of a looming recession. The Chief Economist, ...

On your FHA loan, you paid a mortgage insurance premium at the time of buying the house (or refinancing). This initial premium is the called the Up-Front Mor...

FED CUTS SHORT TERM RATES IN SEPTEMBER – TRUMP NOT HAPPY In September the Federal Reserve cut the Fed Funds Rates a second time, in just two months, by a qua...

HISTORIC HIGHS FOR HOME EQUITY In the second quarter of 2019, U.S. home equity hit an all-time high of $6.3 trillion, according to a new report from Black Kn...

FED DECISION On July 31st, the Federal Reserve lowered short term interest rates 25 BPS; the first drop by the Fed in over a decade. Long term rates, not dir...

REFI-BOOM OF 2019 After one of the greatest bull runs for the U.S. economy, after ten years, the cycle appears to be coming to an end. At least that is what ...

If you or someone you know are a U.S Veteran I may be able to help with savings on monthly mortgage payments! Not only are there advantages for first-time ho...

Home equity is the difference between what you owe and what your home is worth. The calculation to determine your home equity is easy! Take your estimated ho...

MARKET UPDATE - JUNE 2019 INTEREST RATES FALL OFF A CLIFF Ongoing tariff issues with China, and growing concerns over a looming recession, capital pours into...

This is one of the first questions someone asks themselves when homeownership enters their mind. Rightfully so! Buying a home is a big decision with an inten...

Dear Reader, * We recognize that reading an article doesn't make you an expert nor does it replace the decades of experience we have as professionally licens...

Being prepared to buy a house doesn't just consist of obtaining a pre-approval letter from the bank. There is much more to the process of becoming a homeowne...

Every day I do exercises in depth perception. Going from a 50,000-foot view to a super zoomed-in close-up look at my job continually expands my awareness. Fr...

There's a common misconception out there that if you’ve gone through a foreclosure, you won't be able to qualify to repurchase a home. The feeling among fore...

“We live in an age when unnecessary things are our only necessity” - Oscar Wilde. In today’s condition of technological advances, it is much easier to get di...

When it comes to finding the right home, open houses can be a great way to figure out what the market has to offer. Open Houses may be the key to the market ...